|photo credit: Giles Lambert : Unsplash|
|Square magstripe reader|
I was always very nervous about using the old Square magstripe reader. It just never seemed to swipe well. It usually took a bunch of swipes to work. The new one works great. Only one swipe needed. I needed to use it because not everyone has the new cards with the chips, however, the majority of my customers had chips in their cards. According to Square about 70% of consumers have chips.
|Square device for mobile device payments or EMV chip cards|
The reader connects wirelessly to iOS or Android phones. Fortunately, I have experience with Bluetooth devices so this didn't seem to weird to me and I am familiar with the concept of sinking devices. You can see the opening that the card fits into and stays until the transaction is completed. I liked the idea of no swiping! Now, on the top and center is a small design where you hold your iPhone or Android phone on top for contactless payments like with Apple Pay. Not having used Apple Pay I was a little concerned that I would have a problem with that, but the tutorial made it look the easiest of all to do. I thought some fancy city folks would be at the fair with Apple Pay, but not so. This gives me some time to get up to speed on that.
I was glad I watched the tutorial because several vendors came to me asking how to get their new Square devices to work. I felt very smart when able to help them.
I found it very true that the way we pay for things in the United States is shifting — pretty quickly. I am happy to say that I am shifting along with it. More than 50% of my sales were with credit cards. I am sure if I did't accept credit cards my sales would be less.